Post 3.0

It's been a few days! I've been busy, busy, busy!!!

Once I signed the Purchase Agreement, that definitely kicked everything into high gear as I said before. I have received calls from Guardian, NVR Mortgage (Loan Officer) and the Flooring Design Center.

On 02.06.2015 - I have the meeting with the Loan Officer first because I want to stay within a budget and need to know where I am in terms of debt-to-income ratio. This is very important because you want the loan application process to go as smooth as possible.

On the same day, I am meeting with Guardian. Now, this meeting has me nervous. I am a "techy" at heart (person who loves technology)!!! And I am scared that I will go overboard. One thing I do know is that I will not add all this foolishness to my house before considering getting my rec room finished. I can always have someone come and hook a system up (providing I get the wiring done during construction) once we are settled.

On 02.17.2015 - Ryan Homes Design Center from 10am-1pm. Yes, they say it takes 2-3 hours for your first meeting!!! This is the meeting I am looking forward to the most because I get to choose my flooring and that will almost finalize the details inside of my home.

Now for the hard news to swallow -

I was contacted by my SR who told me that the lot I changed to (17B) had utilities ran, however Ryan Homes did not have the permits for any homes on that street....the beautiful street I wanted that was a cul-de-sac!!! Inside I was floored. Outside I told my SR that I did not want the previous lot because I did have reservations and had planned to talk to him about them before doing the Purchase Agreement. In turn, he ended up calling me a few minutes before my appointment to sign the Purchase Agreement, with what I thought was good news on moving to 17B from 30D. 30D is sitting on a street that will eventually become the street that drivers will frequent to get to an adjacent street. I have to think about my glambaby and other folks that will be visiting me and I don't want that.

I held firm on my feelings and asked him to go back to his boss or boss's boss or whomever he needed to speak to in order for me to retain that lot. I am in no rush to move, so I can wait on those permits....I'm still waiting on my SR to call me back.